Medicare open enrollment: a simple checklist
Money and safety | October 10, 2026
Every year from October 15 to December 7, you can change your Medicare coverage for the coming year. Plans change their costs and drug lists every year, so even if you were happy last year, it's worth a quick review.
- Read your Annual Notice of Change. Your plan mails it each fall. It shows what's different for next year.
- List your medicines. Make sure every one is still covered and check what you'll pay.
- Check your doctors. Confirm your doctors and pharmacy are still in the plan's network.
- Compare plans. Use the Plan Finder at Medicare.gov, or call 1-800-MEDICARE for free help.
- Watch for pressure. Medicare will never call you to sell a plan. Hang up on anyone who does.
Set aside one afternoon, grab a cup of coffee, and get it done. Your future self will thank you.
How to spot a phone scam before it costs you
Money and safety | October 3, 2026
Scammers are friendly, convincing, and in a hurry. That hurry is your biggest clue. Watch for these three warning signs:
- Urgency. "You must act today or your account will be closed."
- Strange payment. Gift cards, wire transfers, or cryptocurrency. Real businesses and government offices don't ask for these.
- Secrecy. "Don't tell anyone." A caller claiming to be a grandchild in trouble is one of the most common tricks.
The one habit that stops most scams: hang up, then call back using a number you already know is real, like the one on your bank card or in your family contacts. A real caller won't mind. A scammer will be gone.
Five small changes that make your home safer
Health and movement | September 26, 2026
Most falls happen right at home, and most of them can be prevented with a few simple fixes:
- Lose the loose rugs, or secure them with non-slip backing.
- Add night lights between the bedroom and bathroom.
- Install grab bars by the toilet and in the shower.
- Clear the stairs and make sure there's a sturdy railing on both sides.
- Wear supportive shoes indoors instead of socks or loose slippers.
If you've had a fall or feel unsteady, let your doctor know. Many offer simple balance checks and exercises.
Staying connected when the house gets quiet
Faith, family, and connection | September 19, 2026
When the kids are grown and the calendar empties out, loneliness can sneak in. Staying connected takes a little intention, but it pays off in your mood, your health, and your sense of purpose.
- Put a weekly call on the calendar with a friend or family member, same day and time.
- Show up somewhere regularly. A church group, senior center, or Bible study builds friendships naturally.
- Volunteer. Reading at a school or helping at a food pantry puts your experience to work.
- Teach what you know. Grandchildren love learning a recipe, a skill, or a family story from you.
You still have plenty to give. Someone out there needs exactly what you've got.
